Accept online payments and give customers more ways to pay

Accept online payments by credit or debit card straight from your Xero invoice. Let customers pay the way they want, increase the likelihood of getting paid on time, and reduce the time spent chasing payments.

Accept payments

Free one time set-up, get started in minutes

Set up payment services for free. When customers make payments, you can pass the transaction fee on to them.

Give customers multiple ways to pay

Make your business look professional by offering leading payment solutions from personalised online invoices.

Add click-to-pay to online invoices

Add a ‘Pay now’ button so it’s easier for customers to pay you. Fewer steps, fewer mistakes, less chasing up.

Payments are protected against fraud

Safely accept credit card payments and direct debits using trusted payment processing providers.

See how online payments give customers more ways to pay

Get paid now? Yes please.

Free one time set-up, get started in minutes

It’s fast and easy to set up payment services in Xero so you can receive payments online.

  • Included
    Connect a payment solution to online invoices in Xero for free
  • Included
    There are no monthly subscription costs
  • Included
    Only pay when your customer uses online payments or choose to pass some or all of the transaction fee on to them
A business owner set up online payments in Xero.

Give customers multiple ways to pay

Add online payment options to your Xero invoices so customers everywhere can pay you direct from the invoice via Stripe.

  • Included
    Stripe lets you take payments online by debit card, credit card, Apple Pay or Google Pay
  • Included
    Other payment solutions are also available
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    Payments are automatically reconciled against the invoice
Two options for setting up online invoice payments display: credit and debit card or direct debit.

Add click-to-pay to online invoices

Boost the image of your business with professional looking invoices that offer secure payment options.

  • Included
    Set up and personalise invoice templates with your logo, a custom message, and a ‘Pay now’ button
  • Included
    Let customers click to pay straight from the invoice, reducing the steps to pay, the likelihood of mistakes, and time spent chasing payments
  • Included
    Send professional, friendly reminders to customers for upcoming or overdue invoices

Payments are protected against fraud

Xero online invoices and payments provide better protection from fraudulent activity.

  • Included
    Unlike PDFs, online invoices are hard to tamper with
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    Data in Xero is protected by multiple layers of security
  • Included
    Payment solutions that connect to Xero have robust security protections and strong encryption

More about accepting payments

Use online invoice payments to automatically take payments online from customers. For example, accept credit and debit card payments from customers in any country and currency using Stripe.

See how to add a payment service

Make it easy for customers to pay your online invoices with debit card, credit card, or digital wallets like Apple Pay and Google Pay. Stripe is a leading global online payment solution that can be used for one-off or repeat payments, and feeds transactions into Xero for easy reconciliation.

Learn more about accepting online payments with Stripe and Xero

Get step-by-step instructions for setting up Stripe payments so customers can pay your online invoices with debit card, credit card, Apple Pay or Google Pay.

See how to add Stripe as a payment service

Start using Xero for free

Access all Xero features for 30 days, then decide which plan best suits your business.

  • Included
    Safe and secure
  • Included
    Cancel any time
  • Included
    24/7 online support

Xero allows me to do what I love doing, which is creating

Xero makes Orenda Tribe run seamlessly

A person sewing next to full racks of garments